Mortgage Loans – Mortgage Loan

With all the many recent cases of denied PPI claims, many have begun seeking to get the money spent on these seemingly useless policies returned to them. Though the companies holding the policies don’t make it easy for their victims, there is help available. There are many firms that specialize in fighting for mis-sold PPI claims, and if you feel you have been mis-sold PPI, then they surely can help you.

Before trying to file a claim for mis-sold PPI, you need to know if you have in fact been mis-sold the policy. Simplicity Claims, a firm based out of the UK, specializes in these kinds of cases, and they could surely help you to determine whether or not you have been mis-sold PPI. To give a rough idea of some instances where PPI has been mis-sold, you can reference the following (although, this list is not complete):

- Not employed or self employed at the time of the PPI policy issuance. If either of these apply to you, it’s probably not possible for you to make a claim against the policy if the policy includes unemployment cover.

- Existing medical condition that could prevent you from working at any time. While this should have been explained to you when you were issued the PPI, if it was not, you can make a claim to get your money back.

- PPI policy was sold to you as a ’single premium’ policy. If your PPI policy was paid in full by funds that were borrowed at the same rate of interest as the loan or credit line, you should be refunded if you cancel the PPI. If for some reason you were not allowed to cancel the PPI policy, then you are also able to claim a refund. In the event that you are refunded only a fraction of what you’ve paid on the policy, then you can also make a claim.

These are by no means the only cases in which you can file a mis-sold PPI claim. A company like Simplicity Claims, who specialize in mis-sold payment protection claims can assess your current situation. If you feel that you’ve been a victim of mis-sold PPI, then you should definitely contact them today!